Understanding and Encouraging Enrollment in Income Driven Repayment Programs

2020 SLLI Research Grant

SLLI is awarding a grant to Brian Galle, Adam Levitin, and John Brooks, all professors of law at Georgetown University Law Center. These leading consumer and tax law scholars will conduct research on how borrowers access critical repayment protections such as income-driven repayment (IDR). Their research will explore how intrinsic borrower data points—such as demographic background or assigned student loan servicer—impact enrollment in repayment plans, the cost that borrowers ultimately pay for their loans, and how likely borrowers are to fall into delinquency or default. The scholars will then evaluate the role of tax policy in improving broadscale borrower outcomes. This groundbreaking research will provide policymakers a roadmap for integrating essential repayment protections to provide better, more accessible protections for student loan borrowers.

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