Mehrsa Baradaran

Professor of Law
Mehrsa Baradaran


Banking law, contracts, property, housing, inequality


Mehrsa Baradaran is a professor of law at UCI Law.

Previously, she was the Robert Cotten Alston Chair in Corporate Law and Associate Dean for strategic initiatives with a focus on diversity and inclusion efforts and national and international faculty scholarship recognition at the University of Georgia School of Law.

Baradaran writes about banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books How the Other Half Banks and The Color of Money: Black Banks and the Racial Wealth Gap, both published by the Harvard University Press. The Color of Money: Black Banks and the Racial Wealth Gap was awarded the Best Book of the Year by the Urban Affairs Association, the PROSE Award Honorable Mention in the Business, Finance & Management category. Baradaran was also selected as a finalist at the 2018 Georgia Author of the Year Awards for the book in the category of history/biography.

Baradaran has also published articles including "Jim Crow Credit" in the Irvine Law Review, "Regulation by Hypothetical" in the Vanderbilt Law Review, "It's Time for Postal Banking" in the Harvard Law Review Forum, "Banking and the Social Contract" in the Notre Dame Law Review, "How the Poor Got Cut Out of Banking" in the Emory Law Journal, "Reconsidering the Separation of Banking and Commerce" in the George Washington Law Review and "The ILC and the Reconstruction of U.S. Banking" in the SMU Law Review. Of note, her article "The New Deal with Black America" was selected for presentation at the 2017 Stanford/Harvard/Yale Junior Faculty Forum.

Baradaran and her books have received significant national and international media coverage and have been featured in the New York Times, the AtlanticSlateAmerican Banker, the Wall Street Journal and Financial Times; on National Public Radio’s “Marketplace,” C-SPAN’s “Washington Journal” and Public Broadcasting Service’s “NewsHour;” and as part of TEDxUGA. She has advised U.S. Senators and Congressmen on policy, testified before the U.S. Congress, and spoken at national and international forums like the U.S. Treasury and the World Bank.

She earned her bachelor's degree cum laude from Brigham Young University and her law degree cum laude from NYU, where she served as a member of the New York University Law Review.

(Log in to view full course descriptions in the UCI Law Course Catalog)

Journal Articles and Book Chapters:
  • Feb. 10, 2022:
    Featured Speaker, How the Tax System Impoverishes Black Americans – And How We Can Fix It, JFK Jr. Forum, Harvard Kennedy School, Online
  • Jan. 28, 2022:
    Featured Speaker, The Color of Money: How Journalists Can Improve Their Coverage of the Racial Wealth Gap, Arthur L. Carter Journalism Institute, NYU, Online
  • Oct. 20, 2021:
    Panelist, Racism and the Economy: Focus on the Wealth Divide, Racism and the Economy, District Banks of the U.S. Federal Reserve System, Online
  • Nov. 2020
    Panelist, What’s Next? The State of the American Economy, L.A. Times Festival of Books, Online
  • Oct. 2020
    Speaker, “Reflecting on the 1619 Project in 2020: The Long Legacy of Slavery and the Current State of Race, UCI Humanities Center, Online
  • Sept. 2020
    Panelist, “Race Matters,” Teach-In on Racial Justice and the Law, Cincinnati Law, Online
  • June 2020
    Testified before  U.S. House Committee on Financial Services Virtual Hearing on Inclusive Banking During a Pandemic
  • July 2019
    Presenter, The Color of Money, Economic Policy Institute, Washington, DC
  • April 2019
    Testified before U.S. House of Representatives Subcommittee on Consumer Protection and Financial Institutions, Washington, DC
  • December 2018
    Keynote Speaker, Money as a Democratic Medium conference, Harvard Law, Cambridge, MA