Assistant Professor of Law
Business law, credit cards, economics and law, finance, government regulation and policy, mortgages, real estate law, banking, securities regulation
David Min is a nationally recognized expert on financial markets regulation, and his research interests focus on the law and policy of banking, real estate finance, and capital markets.
Before joining the faculty of UCI Law, Professor Min spent over a decade working in financial regulatory law and policy, including as a staff attorney at the Securities and Exchange Commission, as an associate in the Securities Litigation practice group of the Washington, DC, law firm WilmerHale, as Banking Committee counsel for Sen. Charles E. Schumer (D-NY), and as the senior policy advisor and counsel for the Joint Economic Committee of Congress. Professor Min was most recently the Associate Director for Financial Markets Policy at the Center for American Progress, a policy think tank, where he oversaw the efforts of the Mortgage Finance Working Group, a collection of leading mortgage market experts responsible for, among other things, one of the leading proposals on housing finance reform that was described by the Wall Street Journal as “influential” and “one of the most detailed road maps yet for the creation of a housing-finance structure to succeed mortgage giants Fannie Mae and Freddie Mac.”
Professor Min is regularly quoted on financial markets and housing finance issues, including in The New York Times, The Washington Post, The Boston Globe, Reuters, Associated Press and Bloomberg, and is a frequent contributor to radio and television programs, including NPR’s Marketplace, the Diane Rehm Show, CNBC and Fox News. Professor Min is often asked to speak at local and national events.
Professor Min holds a J.D. from Harvard Law School, and received his undergraduate degrees from the University of Pennsylvania's Wharton School of Business and School of Arts and Sciences, where he graduated magna cum laude and Phi Beta Kappa.
Common Law Analysis: Contracts, Banking Law and Policy, Law and Theory Relating to the 2008 Financial Crisis
- David Min, How Government Guarantees Promote Housing Finance Stability, 50 HARV. J. ON LEGIS. 437 (2013).
- Beyond GSEs: Examples of Successful Housing Finance Models Without Explicit Government Guarantees: Hearing before the H. Fin. Serv. Comm., 113th Cong. (2013) (written testimony of David K. Min, Assistant Professor of Law, University of California Irvine School of Law).
- David Min, When the Government Backs Mortgages, L.A. Times, Mar. 1, 2013.
- Who’s in Your Wallet? Dodd Frank’s Impact on Families, Communities and Small Businesses: Hearing before the H. Fin. Serv. Comm., 112th Cong. (2012) (written testimony of David K. Min, Assistant Professor of Law, University of California Irvine School of Law).
- Nov. 10, 2016
Invited speaker, “The Economics of Housing Affordability,” California Center for Real Estate’s The Real Estate Summit conference: Housing Affordability and California’s Future, Los Angeles
- Nov. 4-5, 2016
Invited presenter, American Bankruptcy Institute’s Young Bankruptcy Scholars Work-in-Progress Workshop, Brooklyn Law School
- Oct. 21, 2016
Invited participant, Columbia Law School conference on the “New Pedagogy of Financial Regulation”
- July 12, 2016
Witness, presenting testimony at House Judiciary Committee hearing on Executive Overreach in Regulatory Enforcement and Infrastructure, Washington, D.C.
- June 28, 2016
Speaker, 8th Annual Berle Symposium: Benefit Corporations and the Firm Commitment Universe, Seattle University School of Law
- May 19, 2016
Witness, presenting testimony at House Financial Services Committee hearing on bank settlement agreements and appropriations powers, Washington D.C. Video | Transcript (PDF)
- March 25, 2016
Moderator, Money Markets panel, “Taking Stock: Financial Regulation Since the Crisis” conference, Vanderbilt Law School
- November 13-14, 2014
Speaker, Cirano Institute conference, “Central Banking and Supervision, What Have We Learned Since 2008?” Montreal, QC
- November 3, 2014:
Panelist, “FNMA AND FREDDIE MAC – FIX OR NIX?” 7th Annual Real Estate & Economics Symposium, UC Berkeley Fisher Center for Real Estate and Urban Economics
- November 22, 2013:
Hearing on Housing Finance Reform: Developing a Plan for a Smooth Transition, testimony before U.S. Senate Committee on Banking, Housing, and Urban Affairs
- November 9, 2013:
Panelist on federal mortgage policy reform at Realtors' Conference, San Francisco, CA
- September 2013:
Member of Roundtable on “The Future of Housing Finance: Economic and Policy Insights,” convened by California Association of Realtors to produce executive report
- June 12, 2013:
Beyond GSEs: Examples of Successful Housing Finance Models without Explicit Government Guarantees, testimony before U.S. House of Representatives Committee on Financial Services
- October 3, 2012:
Keynote Speaker at the Arizona Housing Alliance's Annual Meeting, Tucson, AZ
- September 26, 2012:
Panelist on “Using Eminent Domain to Boost Housing: Viable Solution or Constitutional Nightmare?” online webcast
- September 9, 2012:
Panelist at the NASAA Conference, Hotel del Coronado, Coronado, CA
- Wallet Hub: Prof. Min provides insight, answers to questions about mortgage insurance
- Wall Street Journal: Prof. Min quoted re: rise in private-money home loans as “blind spot” in mortgage industry
- Bloomberg: Prof. Min quoted re: whether investors will get to share Fannie Mae/Freddie Mac profits with U.S. government
- Law 360: Prof. Min quoted re: impact of judge’s ruling liberating MetLife from SIFI designation
- Quartz: Prof. Min & former CA Treasurer write that government affordable housing, lending policies didn’t cause financial crisis
- Next New Deal blog: Prof. Min writes about the Canadian housing market
- U.S. News: Prof. Min writes opinion piece on importance of government support in the housing system
- The Washington Post: Prof. Min quoted in article defending 30-year mortgages
- CNBC: Prof. Min on the practice of paying employees with pre-paid debit cards (video)
- Financial Times: Prof. Min on British version of Fannie Mae, Freddie Mac (PDF)
- Zocalo Public Square: Prof. Min weighs in on 2008 bank bailout debate
- The Washington Post: Prof. Min quoted in story on Sen. Rubio’s take on housing crisis
- ProPublica: Prof. Min comments on national home mortgage policy
- American Action Forum: Prof. Min speaks on panel on eminent domain for mortgages
- The Atlantic: Prof. Min writes that Fannie Mae and Freddie Mac did not cause the housing crisis
- The New York Times: Prof. Min quoted in Op-Ed about Fannie Mae and Freddie Mac
- The New York Times: Prof. Min's writings on housing crisis cited
- The New York Times, Deal Book: "In Lean Times for Law Schools, an Opportunity"